从http://www.americanbanker.com/syndication/miami-leads-in-foreclosures-as-banks-ride-rebound-1060510-1.html

迈阿密's foreclosure rate ranked at the top of major U.S. metropolitan areas last month as auctions more than tripled, signaling lenders are preparing to sell a backlog of distressed properties amid rising home prices.

One in 236 housing units in the area that includes 迈阿密, Fort Lauderdale and Pompano Beach received a foreclosure filing in June, 是全国平均水平的四倍多, RealtyTrac今天在一份报告中说. The jump was led by notices of auctions — the step before a bank-owned property sale can occur in the state — which rose 283 percent from a year earlier to 5,172个家庭, 根据房地产公司的数据.

The surge in auctions in states such as Florida, 法院在哪里监督财产收回, reflects lenders pushing properties through foreclosure after years of judicial delays lengthened the process, 布洛姆奎斯特说, 欧文大学的副总裁, 加州RealtyTrac. That's clearing the inventory of distressed homes at a time when surging demand from investors and international buyers is fueling price gains in the 迈阿密 area.

“There's no question that the 迈阿密 market is back,——迈克·帕帕斯, president of Keyes Real Estate residential brokerage, 他在接受电话采访时说. “We saw a devaluation of 50 to 60 percent in the recession, and now we're seeing a return.”

Prices for single-family homes in the 迈阿密 metro area climbed 13 percent in April from a year earlier, the biggest gain among East Coast cities in the S&20个主要市场的P/Case-Shiller指数. They're still 43 percent lower than the peak reached in December 2006.

在公寓市场, the median price of a unit sold in May jumped 20 percent from a year earlier to $180,000, according to the 迈阿密 Association of Realtors. Condos formed the bulk of the city's unsold inventory after about 14,000 high- rise units were constructed near downtown as prices began falling, 帕帕斯说.

Buyers from South America are viewing south Florida real estate as a safe investment, driving demand even after two years of increases, 史蒂文·哈根巴克尔说, co-managing principal at TerraCap Partners LP, 一家房地产投资公司. The supply of available homes in 迈阿密 has been cut to less than three months from 15, boosting prices and giving banks reason to bring their backlog of foreclosures to market, 帕帕斯说.

“供应真的很紧张,“Hagenbuckle, Bonita Springs的创始人, 佛罗里达TerraCap, 他在接受电话采访时说. “We're inundated by buyers from Brazil, Argentina and Venezuela. The market is rising and 迈阿密 is built out.”

竞技宝体育竞猜s in the area also are being acquired by private-equity firms buying houses in bulk to turn them into rentals. 黑石集团, 这个行业最大的公司, has been accumulating properties in the 迈阿密 area, 汤姆·巴拉克的柯罗尼资本有限责任公司也是如此.

Distressed homes in the 迈阿密 area sold for an average $108,5月200人, 从90美元上涨了20%,每年提前1万美元, 根据RealtyTrac的数据's most recent sales data. Properties not in the foreclosure process sold for a median $163,150, up 18 percent in May 2012.

Banks are accelerating home auctions across the U.S. as prices rise at the fastest pace since 2006, with the gains pronounced in the 26 judicial states. Auctions last month were up 103 percent in New Jersey, 佛罗里达州100%, 94 percent in Maryland and 65 percent in Illinois, RealtyTrac数据显示.

“竞技宝体育竞猜 prices are rising and inventory is in short supply, 使之成为一个良好的卖方市场, particularly for distressed property sellers — the lenders,布洛姆奎斯特说.

你总.S. foreclosure filings — which also include notices of default and bank seizures — fell 35 percent in the month to 127,790, 这是自2006年12月以来的最低水平, 根据RealtyTrac的数据. The decline was led by a 45 percent plunge in foreclosure

在今年上半年, Florida cities accounted for the top five foreclosure rates in areas with more than 200,000人. 迈阿密以2人排名第一.35 percent of households getting a notice, followed by Orlando, Jacksonville, Ocala and Tampa.

在迈阿密, the prospect of moving past the foreclosure crisis has developers proposing new condo projects, which would have been unheard of three years ago, 根据帕帕斯的说法. 他的经纪公司, which helps private-equity funds find discount deals, had sales volume climb 36 percent to $918 million through May, 去年为6.77亿美元.

“历史上, 这是一个盛衰交替的市场, and we had a tremendous amount of foreclosures and vacant buildings from 2007 to 2009,帕帕斯说. “Now we're running out of land and going vertical again.”